Much like owning a home, owning a condominium comes with great responsibility—we’re talking about insurance! As a first-time condo owner, you will find that a homeowners policy is actually not the policy for you. You need condominium insurance. So, what’s the difference? There are three major components that differentiate the two. Primary Dwelling A homeowners […]
Inevitably, owning and running a business comes with inherent risks: an employee could get injured on the job, a weather event could damage the property, or a customer could file a law suit. Whether a business owner of a small or large company, it is important to protect your assets with the proper business insurance […]
While the new year is an opportunity for us to reflect on the past year, it’s also a chance to envision how much more might change in the upcoming year. As 2019 approaches, it is the perfect time to review your current insurance policies to ensure you’re starting the new year with the coverage that […]
Even in Texas, it is important to winterize your home for the colder weather to ensure proper home warmth and functionality while reducing heating and maintenance costs. Here are a few tips to winterize your home this season: Tip #1: Protect your pipes. When pipes freeze, they can burst suddenly–resulting in severe damage and costly […]
Dogs are wonderful campions. However, when the dog bites, simply remembering your favorite things will not guarantee you’re insured. Dog bites are the most common liability claim on homeowner’s insurance policies–equating to more than a third of all claims. If your furry friend harms someone and you don’t have the right kind of insurance coverage, […]
As Thanksgiving is upon us, the independent insurance brokers at Stone Insurance Group have taken a moment to look back at the year and have found that we have so much to be thankful for. One of the most amazing things we are thankful for is our unique ability and dedication to provide clients with […]
As the year slowly begins to dwindle down and insurance renewal period is around the corner, taking the time to conduct an annual checkup of your current homeowner’s insurance can result in a healthier policy and a fatter wallet. Homeowner’s insurance coverage is designed to protect your home and its assets as well as shield […]
When it comes to insurance, no one likes to spend more money than necessary. However, purchasing higher liability limits on your auto insurance policy can be highly beneficial in the long run. In addition, for most insurance companies, the price to purchase these limits is surprisingly affordable. If you’re questioning whether buying higher liability limits […]
Collision coverage is a common component of an insurance policy that pays for damage to your own car and may come in handy when you hit another driver, there is a legal battle with another driver, or when you crash into an inanimate object like a tree. If you feel you’re paying too much for […]
Before investing in a new home, it is important to consider both short-term and long-term factors of living. If you’re unsure if a home is right for you and your family, ask yourself these questions: Where do you see yourself in five years? Allowing yourself to evaluate the bigger picture of your lifestyle in the […]
